Virginia Car Insurance Quotes

Car insurance rates have crept up in Virginia significantly over the last few years. In fact, the average price of auto insurance in Virgina has gone up 129% from 2005. Currently, the average Virginians pays $1,599 for auto insurance. Drivers from Virginia looking for a break on their car insurance should be educating themselves on the various rates offered by different companies. By doing this annually, consumers can ensure they are getting the cheapest auto insurance.

Quotes available in ALL of Virginia, including Virginia Beach, Waynesboro, Richmond, Norfolk, Roanoke, Lynchburg, Chesterfield, Culpeper, Charlottesville and Fairfax.

How Much Car Insurance Do I Need in Virginia?

Virginia’s auto insurance system works under what is called a tort system. This system deems every driver involved in an accident for which they are at-fault financially responsible for the damages to a third party. As such drivers who purchase auto insurance must be covered by bodily injury liability and property damage liability up to the stated amounts.

The minimum required coverage for bodily injury per person is $25,000 and the minimum for bodily injury per accident is $50,000. For property damage liability the minimum requirement is $20,000. Please be advised that this is merely the minimum coverage, you may purchase more coverage to protect your financial assets.