Where to Get Cheap Liability Car Insurance in Texas?

In 2008 from Jan to April auto insurance rates went up in Texas by more than 4.3%. In fact, the average premium paid in the first part of the year was $1,777 just three months later the average car insurance policy cost $1,853. As a result, Texas auto insurance rates ranked forth within the top 10 in America for the highest increase in premium from first to second quarter.

Consumers looking for cheap liability car insurance in Texas should compare quotes if they want to find the lowest rate. Just because things are bigger in Texas, it doesn’t mean car insurance has to be. We’ll show you where to get cheap liability car insurance in the Lonestar state.

Quotes available in ALL of Texas, including Houston, Austin, Corpus Christi, Fort Worth, San Antonio, Dallas, Plano, Lubbock, Richardson and Waco.

What are the Basic Liability Requirements in Texas?

In Texas it is against the law to drive without car insurance up to the required liability amounts. Specifically, all drivers are to carry bodily injury liability and property damage liability up to following dollar amounts:

*Bodily injury per person is $20,000
*Bodily injury per accident is $40,000
*Property damage liability is $15,000

While these are the minimum coverages it is important that you purchase liability coverage that is inline with your financial assets so that if you are sued you are completely covered by your insurance company.

Read Types of Coverages to learn about the various types of auto insurance coverages.