What’s the Cost of Car Insurance in Texas?

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Just because everything’s bigger in Texas it doesn’t mean car insurance costs have to be. In 2011 from Jan to April rates went up in Texas by more than 4.3%.

In fact, the average premium paid in the first part of the year was $1,777 just three months later the average car insurance policy cost $1,853. As a result, Texas auto insurance rates ranked forth within the top 10 in America for the highest increase in premium from first to second quarter.

Compare cost of car insurance in Texas

You should be looking to compare costs if you want to find the lowest rate. With our site you can compare quotes from companies in Texas and quickly find the one that’s not going to go big when it comes to charging you.


Quotes available in ALL of Texas, including Houston, Austin, Corpus Christi, Fort Worth, San Antonio, Dallas, Plano, Lubbock, Richardson and Waco.

What are the basic liability amounts in Texas?

In Texas it is against the law to drive without car insurance up to the required liability amounts. Specifically, all drivers are to carry bodily injury liability and property damage liability up to following dollar amounts:

*Bodily injury per person is $20,000
*Bodily injury per accident is $40,000
*Property damage liability is $15,000

While these are the minimum coverages it is important that you purchase liability coverage that is inline with your financial assets so that if you are sued you are completely covered by your insurance company.

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