Tennessee auto insurance consumers have had a boost in their insurance premiums in the last three years. In fact, drivers from Tennessee have seen their car insurance rates go up by more than 132% since 2005. This is a huge mark up and a cause for concern among many consumers from Tennessee. Independent studies conclude that the simplest strategy for dealing with increasing car insurance costs is to shop around. By taking the time to compare quotes from high quality insurance companies and then purchasing among the lowest rates, you can stay ahead of the rate curve by changing your insurance company every year where it makes sense.
Tennessee Auto Insurance Coverage Requirements
Tennessee state legislature has mandated that all those operating a motor vehicle must have adequate auto insurance coverage. This means entails that driver have the minimum coverage for bodily injury liability and property damage liability. The minimum coverage required is the following:
- Bodily injury per person is $25,000
- Bodily injury per accident is $50,000
- Property damage liability is $25,000
Read Types of Coverages to learn more about how these coverages work.
Tennessee Auto Insurance Rights Information
For additional information on your rights as a consumer contact the Tennessee Department of Insurance.
Tennessee Department of Commerce and Insurance
500 James Robertson Parkway
Nashville, TN 37243-0600