South Dakota Car Insurance – SD Auto Insurance

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The average car insurance premium paid in South Dakota in 2005 was $565. Compare this with average paid by drivers from South Dakota in 2008 which was $1,426. This is an increase of 152% in just three years alone. Undoubtedly, consumers in South Dakota are feeling the pinch, though their is hope.

Experts agree that if consumers want a break on their car insurance they are going to have to start doing their home work. In particular, they point out to comparison shopping in which consumers compare auto insurance quotes on a yearly to six month basis and then change their policy to the lowest cost policy they can find. Our site has made it easy for you to compare quotes and to buy your insurance so that you can get the best deal in South Dakota for years to come.

South Dakota Auto Insurance Coverage Requirements

All drivers must have auto insurance coverage in South Dakota. This coverage requirement is made up of two types of insurance, they are bodily injury liability and property damage liability. They also have a minimum coverage amount as stated below:

  • Bodily injury per person is $25,000
  • Bodily injury per accident is $50,000
  • Property damage liability is $25,000
  • Uninsured Motorist

To learn about how these coverages operate read Types of Coverages.

South Dakota Auto Insurance Complaint Information

If you have an unresolved conflict with an insurance provider contact the South Dakota Department of Insurance.

Web site:

Mailing Address:
South Dakota Div. of Auto Insurance
445 East Capitol Ave.
Pierre, SD 57501
Phone: 1-605-773-3563

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