Oregon’s insurance buyers on average paid $1,547 in 2008 for their policies. This contrasts with the $737 they paid just in 2005. This increase of more than 110% has hit Oregon drivers hard and they are looking for ways to save. Experts agree that the best method to get the cheapest auto insurance in Oregon is by comparing quotes. By taking the time to comparison shop and switch your insurance you can lower your chances of paying the highest rates.
Oregon Auto Insurance Coverage Requirements
Oregon legislature requires all drivers to have valid auto insurance before driving on public streets. Here is a list of the types of coverage required in Oregon as well as the amount of coverage they provide.
- Bodily injury per person is $25,000
- Bodily injury per accident is $50,000
- Property damage liability be no less than $10,000
- Personal Injury Protection (PIP)
- Uninsured Motorist
Oregon Auto Insurance Consumer Rights
The Oregon state government is responsible for regulating car insurance in their state. Any complaints you have as an insured against your insurance company or insurance broker may be filed with them. Here are a few ways you may contact the Oregon Department of Insurance.
Web site: www.cbs.state.or.us/external/ins
Oregon Department of Consumer and Business Services, Insurance Division
PO Box 14480
Salem, OR 97309-0405