Ohio may have home field advantage when it comes to insurance as they are the home to insurance giant Insurance.com. However, they still have seen their auto insurance rates increase 90% since 2005. In fact, the average premium paid by Ohio consumers was $1,268 in the second quarter of 2008. Independent analysis confirms that the most cost effective way to reduce your insurance bill is to compare rates from the leading companies. This way you can not only be sure you will be getting quality customer service but that you won’t be overpaying on your auto insurance.
Ohio Auto Insurance Coverage Requirements
Ohio state law requires all drivers to have the following types of insurance with the specified coverage limits.
- Bodily injury per accident is $25,000
- Bodily injury per person is $12,500
- Property damage liability is $7,500
Be aware that these are only the minimum required coverages. It is wise to purchase liability coverage that is inline with the value of your financial assets. To learn more about these coverages and more read Types of Coverages.
Ohio Auto Insurance Dispute Resolution
Have a complaint against an insurance provider? If so contact the Ohio Department of Insurance for more information.
Web site: www.ohioinsurance.gov
The Ohio Department of Insurance
2100 Stella Court
Columbus, Ohio 43215-1067