North Dakota Car Insurance Information

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North Dakota’s average consumer paid $1,728 a year in 2009, a year later due to the recession rates have declined to an average of $1,344. This percentage decrease of 28% is certainly good news for drivers in ND. If you are not in the average annual range, you may want to consider doing a free quote comparing companies. Experts conclude that consumers need to comparison shop from quality insurers and buy the lowest price policy in order to save.

North Dakota Auto Insurance Coverage Requirements

Driving with no insurance is strictly prohibited in North Dakota. Every driver operating on public roads must have the following coverage up to the minimum required amounts.

  • Bodily injury per person is $25,000
  • Bodily injury per accident is $50,000
  • Property damage liability is $25,000

In addition, all drivers from North Dakota are required to carry Personal Injury Protection (PIP) and Uninsured Motorist coverage.

North Dakota Auto Insurance Conflict Resolution

If you have a grievance with your insurance broker that you have not been able to resolve it is best to contact the North Dakota Department of Insurance to get informed on your rights.

Web site: www.nd.gov/ndins

Mailing Address:
North Dakota Dept. of Insurance
State Capitol, 5th Floor
600 East Boulevard Ave.
Bismarck, ND 58505-0320
Phone: 1-701-328-2440
Toll Free: 1-800-247-0560

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