North Carolina Auto Insurance – NC Insurance

North Carolina’s car insurance premiums have risen 148% since 2005 when the average cost of a policy was $602. Today drivers in North Carolina are shelling out $1,495 for their auto insurance policy. As auto insurance rates increase, consumers in North Carolina are looking for ways to cut their insurance costs down. Experts are in agreement that the most cost effective strategy to reduce rates is to comparison shop. Seeing which companies are providing you the best price is a common sense way to save money on your auto insurance.

North Carolina Auto Insurance Coverage Requirements

In order to drive an automobile in North Carolina all drivers must have adequate auto insurance. This entails that they are insured up the minimum amounts for bodily injury liability and property damage liability. Here is the minimum required coverage in North Carolina:

• Bodily injury per person is $30,000
• Bodily injury per accident is $60,000
• Property damage liability be no less than $25,000

North Carolina Auto Insurance Rights

If you are involved in a conflict with your insurance agent it is best to know your rights. Contact the North Carolina Department of Insurance for more information.

Web site: www.ncdoi.com

Mailing Address:
Consumer Services Div.
North Carolina Dept. of Insurance
1201 Mail Service Center
Raleigh, NC 27699-1201
Phone Toll Free: 1-800-546-5664
Phone: 1-919-733-2032
Fax: 1-919-733-0085