New Yorker’s have seen their auto insurance premiums rise as much as 103% since 2005. The average driver from New York pays a whopping $2,281 a year. This is a travesty! But what can you do to get cheaper rates? You first need to crack your knuckles and get ready to compare New York auto insurance quotes. This is because different insurance companies will vary immensely on how much they charge you, and thereby you can save by finding the company that’s going to charge you the lowest.
Compare New York auto insurance quotes.
Quotes available in ALL of New York, including Buffalo, Albany, Rochester, Syracuse, Brooklyn, Manhattan, Queens, Hicksville and Staten Island.
What is the Minimum Coverage Required in New York State?
New York legislature requires all drivers to carry at the very least the basic auto insurance package consisting of bodily injury liability and property damage liability in order to operate a motor vehicle. In addition, every insured must have the minimum coverage as defined by law, they are as follows:
- Bodily injury per person is $25,000
- Bodily injury per accident is $50,000
- Property damage liability is $10,000
Also, drivers from New York must have Personal Injury Protection (PIP), Uninsured Motorist, and Wrongful Death coverage. You don’t have to worry as when you apply for New York auto insurance you’ll automatically be given the minimum amounts. To learn more about the different types of coverage check outTypes of Coverages.
I Have the Urge to Complain. Where Do I Go?
Have an unresolved dispute with an insurance provider? Write to the New York Department of Insurance with your issue.
New York Dept. of Insurance
25 Beaver St.
New York, NY 10004