Missouri Auto Insurance – MO Car Insurance Rates

The average auto insurance policy in Missouri costs $1,629. This represents a percentage increase of 138% since 2005 when the average premium was $685. Such increases are common across the country but consumers should not give up the good fight. Experts point out that the best way to get the lowest priced policy is by comparing auto insurance rates before you buy a policy. In fact, our 2007 survey found that people who used our site saved $451 or more on their car insurance by educating themselves and comparing quotes in Missouri.

Missouri Vehicle Insurance Coverage Requirements

Driving without insurance is not permitted in Missouri. Every driver must be insured with bodily injury liability and property damage liability and have coverage up to the defined limit. The minimum for bodily injury per person is $25,000, and the minimum for bodily injury per accident is $50,000. For property damage liability is $10,000. To get a better idea of how these coverages work read Types of Coverages.