Illinois Car Insurance – IL Auto Insurance

In Illinois the price of the average car insurance policy has jumped 111% from 2005. As a result of this price hike, drivers in Illinois are now paying an average premium of $1,570. Compare this to 2005’s price when the average auto insurance policy was $743. Considering the price of auto insurance has doubled in only a few years it is important that you compare quotes from insurance providers in Illinois to ensure you are getting the best rate.

Illinois Car Insurance Coverage Requirements

Illinois drivers are required to have two types of auto insurance coverages before they are permitted to drive. These two types are are bodily injury liability and property damage liability.

Bodily injury covers your financial obligation to pay for the injuries of a third party that you injure in an an automobile accident. Bodily injury liability coverage for bodily injury per person is set at $20,000, and the minimum for bodily injury per accident is $40,000.

Property damage liability pays for your financial obligation for the damage you caused in a car accident to a third party’s property. The minimum required for property damage liability is $15,000.

To get a better idea of the coverages described as well as other optional coverages read Types of Auto Insurance Coverages.

Have a Complaint Against an Illinois Car Insurance Company?

The Illinois Department of Insurance is the arbitrator for any dispute you may have with an insurance broker and/or insurance company. If you have an unresolved conflict with your insurance provider you can contact the Illinois Department of Insurance for more information.

Mailing Address:
Illinois Div. of Insurance
320 West Washington Street
Springfield, IL 62767-0001

Quotes available in ALL of Illinois, including Bloomington, Springfield, Chicago, Peoria, Elmhurst, Champaign, and Naperville.