Idaho Auto Insurance – ID Car Insurance

Car insurance rates have risen considerably in Idaho since 2005 when Idaho drivers average expenditure was $583. In April of 2008, rates were found to have increased by 137%. This increase means that the average driver from Idaho shelled out $1,381 on their annual auto insurance policy. Consumers looking to lower their auto insurance premiums should make it their annual chore to do some auto insurance comparisons. This will help by potentially allowing you to purchase the cheapest auto insurance for years to come so long as you change your insurer as rates change constantly.

Idaho Car Insurance Coverage Requirements

In Idaho it is prohibited to drive without valid car insurance. Specifically, drivers in Idaho must have purchased bodily injury liability and property damage liability coverage. They also must have coverage up to the minimum amount.

Idaho law mandates that bodily injury liability minimum coverage per person is $25,000, while the minimum for bodily injury per accident is $50,000. For property damage liability, Idaho’s government requires coverage no less than $15,000.

To read more about bodily and property liability coverage as well as other coverages read Types of Car Insurance Coverages.

Idaho Car Insurance Complaints

Have a complaint against an insurance company? Contact the Idaho Department of Insurance to learn your rights and how to resolve the issue.

Web site: www.doi.state.id.us

Mailing Address:
Idaho Dept. of Insurance
700 West State St.
P.O. Box 83720
Boise, ID 83720-0043
Phone: 1-208-334-4250
Consumer Affairs: 1-208-236-6411