Insurance Quotes for Young Drivers

Want cheap car insurance for your young driver? Here are some things to keep in mind when purchasing and maintaining car insurance coverage for for a young driver.

If you need a price estimate: Compare car insurance quotes from 15 companies >>

1. Send them to Driving School
Teaching your kids to drive is probably not a good idea since teens don’t like to listen to their parents and you will probably have a heart attack when your daughter makes her first left turn. Sending them to a driving school will not only teach them to drive properly but also entitle them to a “driving school discount” -which most companies offer.

2. Get a Reliable Used Car
Although most teens would want a brand new sports car, it is probably not a good idea as the insurance premiums will be sky high. A better alternative is to give them an older model vehicle that is reliable. Some good choices would be a Honda Civic, Toyota Camry and Honda Accord.

3. Make sure they get Good Grades
Surprisingly a students grades can affect their insurance premiums as many companies now offer a “good student discount”, meaning that if they can show their report card to an insurer they can get up to 15% off.

4. Impose a Driving Curfew
Most accidents involving teens occur between the hours of 9pm and 6am. Therefore it wouldn’t be a bad idea to limit the use of their car in between those hours to avoid the probability of an accident or worse.

5. No Alcohol Use Whatsoever
Be strict with your young drivers regarding “drinking and driving” as they may be more prone to engage in such behavior. Studies show that teens that drink and drive are 87% more likely to get into an accident than a teen that doesn’t drink and drive.

6. Compare Quotes and Shop Around
Finally the best thing to do is shop around. Our site allows you to compare rates from multiple companies. Take advantage of sites like ours and find the lowest priced car insurance now.

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*Based on what the average new customer saved on an annual policy from September to December 2009 using our site.

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