There comes a time in every parent’s life when they must let go of their kids. The first step in this process is usually involves getting them a car and figuring out how to get them insurance. And by get them insurance, we mean get them cheap insurance. Here are some things to keep in mind when getting insurance quotes for young drivers.
Teaching your kids to drive is probably not a good idea since teens don’t like to listen to their parents and you will probably have a heart attack when your young driver maker their first left turn. Sending them to a driving school will not only teach them to drive properly but also entitle them to a juicy driving school discount, which will save between 5% and 10%.
Although most teens would want a brand new sports convertible (I know I sure did!), it is probably not a good idea as the insurance premiums will require a second mortgage. A better alternative is to give them an older model vehicle that is reliable. Some popular choices include: Ford Focus, Honda Civic, Mazda 3 and Chevrolet Cruze.
Surprisingly a students grades can affect their insurance premiums as many companies now offer a “good student discount”, meaning that if they can show their report card to an insurer they can get up to 15% off.
Most accidents involving teens occur between the hours of 9pm and 6am. Therefore it wouldn’t be a bad idea to limit the use of their car in between those hours to avoid the probability of an accident or worse.
Be strict with your young drivers regarding “drinking and driving”. Studies show that teens that drink and drive are 87% more likely to get into an accident than a teen that doesn’t drink and drive.
Finally the best thing to do is shop around. Our site allows you to compare rates from many companies. Take advantage of sites like ours and find the lowest priced car insurance now.
A. Gonsalves is the founder of InsuranceQuotesFor.Me. He has worked in the insurance industry for many years and has written hundreds of articles on auto insurance - helping thousands save money.
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