Drivers in Georgia have seen their car insurance rates increase by 109% since 2006. As a result, motorists from Georgia are now paying $1,638 on average for their auto insurance premium.
Such price hikes mean that it is crucial that drivers in Georgia take the time to compare rates in their state by doing comparison shopping. Comparing quotes can help you get cheap car insurance in Georgia.
How Much Car Insurance Do Drivers in Georgia Need?
Georgia requires all drivers to purchase automobile insurance before driving on public roads. The required auto insurance is broken down into two types: bodily injury liability and property damage liability.
Bodily injury liability pays for your legal obligations in the event you harm another person or persons in a car accident. The minimum for bodily injury coverage per person is $25,000, and the minimum for bodily injury per accident is $50,000.
Property damage liability covers your legal obligation for the damages to another driver’s vehicle or property. Georgia law mandates that property damage liability be $25,000 or more.
Read more about bodily and property damage coverage as well as other optional coverages at Types of Insurance Coverages.
Georgia Car Insurance Complaints
Have an unresolved dispute with an insurance provider in Georgia? Write to the Georgia Department of Insurance.
Georgia Dept. of Insurance
2 Martin Luther King, Jr. Dr.
West Tower, Suite 716
Atlanta, Georgia 30334