What is the Cheapest Car Insurance in Florida?

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Florida car insurance rates have gone up 89% since 2005. In 2008, Floridians are paying on average $2,004 for their auto insurance policy. Consumers looking to to get the cheaper car insurance should be taking the time every year to shop around.

Seeing how much each insurance company is charging can potentially save you hundreds of dollars on your car insurance.


Quotes available in ALL of Florida, including Ft Lauderdale, Tampa, Pompano Beach, Boca Raton, Orlando, Miami, Jacksonville, Tallahassee, Ormond Beach and Gainesville.

How much Car Insurance Do I Need in Florida?

It is illegal to drive without valid auto insurance in Florida. Drivers in Florida found with no insurance face severe fines, suspensions and/or may get their license revoked. The two kinds of insurance all drivers in Florida must have are bodily injury liability and property damage liability.

The legal minimum of bodily injury per person is $10,000, while the minimum for bodily injury per accident is $20,000. Bodily injury liability protects you in the event someone sues you for their physical or mental injuries.

Aside from having bodily injury coverage you must also have property damage coverage. In Florida the minimum property damage liability is $10,000. Property damage liability covers you when someone sues you for the damage to their property.

To learn more about how bodily injury and property damage coverage work as well as other coverages read, Types of Car Insurance Coverages.

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