Cheap Auto Insurance in Delaware

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In 2005, drivers in Delaware paid on average $1,028 for their car insurance policy. In 2008, the average premium has increased by as much as 124%. This increase means that Delaware’s average auto insurance policy cost consumers $2,300.

The rise in auto insurance rates in Delaware make it important that you compare quotes from insurance providers as well as learn as much as you can about the insurance buying process to get cheap auto insurance in Delaware.

How Much Car Insurance is Required by Law?

In Delaware, driving without insurance is strictly prohibited and the consequences are not just fines and/or your licence, but also higher insurance premiums for everyone. Vehicles registered in Delaware are checked for coverage on a random basis plus insurance providers will alert state authorities if they find someone has no coverage but an active plate. Drivers in Delaware must adhere to the following liability requirements when purchasing personal auto insurance.

Bodily Injury Liability — Minimum required by law is $15,000 per person and $30,000 per accident.

Property Damage Liability — Minimum required by law is $10,000 per accident.

Want to learn more about the different types of coverages read our article, Types of Coverage.

Having Problems With a Delaware Car Insurance Company?

Have a problem with an insurance provider? You may contact the Delaware Department of Insurance in the following ways for more information.

Delaware Dept. of Insurance
841 Silver Lake Blvd.
Dover, DE 19904
Phone: 1-302-674-7300
Toll Free: 1-800-282-8611

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