Short Term Auto Insurance

Types of Coverage
Short term auto insurance coverage is for people looking to insure their vehicle for a time frame shorter than the standard twelve month policy terms. Some situations that may require short term auto insurance are: Temporary vehicle ownership Insuring a rental for a lengthy road trip Seasonal coverage to protect a vehicle from damage caused by hurricanes Non-US resident staying in the country for under twelve months Need to compare prices? Get short term auto insurance quotes from 15 companies. Short Term Auto Insurance Coverage Options Most insurance companies will provide such individuals with a six month term policy with all the same coverages as an annual policy. Short term auto insurance coverages may include the following: Bodily Injury Liability Medical Payments Property Damage Liability Collision Coverage Uninsured and Underinsured…
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Other Optional Coverages

Types of Coverage
Car insurance companies are constantly coming up with new optional coverages for your auto insurance policies. Here is a list and description of optional coverages. Rental Car Coverage Provides coverage when your automobile is being repaired as a result of an accident or during the time your claim is being settled. Towing Coverage Pays for the towing bills for your vehicle when it is involved in an accident.
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Medical Payments

Types of Coverage
Medical payments also known as "med-pay" pays for the reasonable and necessary medical expenses resulting from a car accident. Such as expenses include, but are not limited to, ambulance services, emergency surgery, hospitalization, and x-rays. It also may included coverage for rehabilitation costs such as recovery and remedial care. An important point to remember is that Medical Payments do have limits which are selected by you. For example if your limit is $50,000, you will only received up to that limit of coverage.
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Personal Injury Protection (PIP)

Types of Coverage
Personal Injury Protection or PIP pays benefits for the cost of personal injuries occurring from a car accident. Coverage applies regardless of who is "at fault" in the accident. It applies only to personal injuries, and it does not cover damage to property such as to your vehicle or the third party's property. It will pay out up to the limit described in your policy for things such as your hospital bill caused by your bodily injuries resulting from the accident. Also in some states, PIP can cover you if you are a pedestrian that is hit by a car, so it does not just cover typical auto collisions. Coverage is provided on a per person - per accident basis. Personal injury protection is not available in all states. Who…
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