Short term auto insurance coverage is for people looking to insure their vehicle for a time frame shorter than the standard twelve month policy terms. ...

Car insurance companies are constantly coming up with new optional coverages for your auto insurance policies. Here is a list and description of optional coverages. ...

Medical payments also known as "med-pay" pays for the reasonable and necessary medical expenses resulting from a car accident. Such as expenses include, but are ...

Personal Injury Protection or PIP pays benefits for the cost of personal injuries occurring from a car accident. Coverage applies regardless of who is "at ...

Learn more about uninsured and underinsured motorist coverage.

The second part of "Physical Damage Coverage". Collision coverage is the coverage that pays for the physical damage done to your car when you are ...

Apart of Physical Damage Coverage, Comprehensive coverage or simply “Comp”, covers the repair of your automobile when it is damaged by a set amount of ...

Otherwise known as “PD”, this covers the costs you or a driver on your policy inflicts on another person’s property.

Otherwise known as “BI”, this covers other people’s bodily injuries or death in the event of an accident which you are at-fault for.